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Apple Pay Later is gone, but third-party buy now pay later offerings are now easily accessible and manageable in the Wallet app.
There’s a new Pay Later option when adding a card in Wallet
The service was shut down in 2024 after a short, rocky run. It never gained wide traction, and Apple quietly ended the service. But Apple hasn’t walked away from the “buy now, pay later” market.
Instead, the company is handing customers to third-party providers like Klarna and Affirm, now fully integrated into the Wallet app. The new Wallet feature, called “Pay Later Options,” rolled out in September 2025 across iOS 18 and iOS 26.
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